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- mortgage challenges
Buying a home may be within your reach, even if you've had credit problems in the past, have little cash on hand or have a lower level of income. Chase offers mortgages for just about every homebuyer and situation.
Less-than-perfect credit
If you've had credit problems in the past, you may still be able to qualify for a mortgage.
Low down payment
Not all mortgages require a 20% down payment. In fact, you may be able to get a mortgage with as little as a 3.5% down payment. 1
Lower income homebuyers
There are a range of programs designed to help homebuyers with lower or moderate incomes purchase a home.
1. For down payments less than 20% mortgage insurance (MI) is required and MI charges apply.
2. A fee may be charged for reduced documentation. Additional restrictions also apply. Additionally, first time homebuyers are not eligible.
