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The most-asked question for each section is shown below. Or go to each section for the complete list.
Purchasing a home FAQ
The most-asked question about purchasing:
Q. When should you pay discount points?
A. When you pay a discount point, you are essentially paying part of your interest to the lender up front. This will lower your interest rate — as well as your monthly payment — over the life of the loan. One discount point is typically equal to 1% of the loan amount. For example, one point on a $100,000 loan would require payment of $1,000 at closing. Generally speaking, the longer you plan to remain in a property or hold your mortgage, the more advantageous it is to pay points. There is no requirement to pay discount points; whether or not you decide to pay points is completely up to you.
Refinancing your mortgage FAQ
The most-asked question about refinancing:
Q. Can I refinance to take cash out of my house?
A. Yes. Chase offers a variety of options that allow you to tap into your home's equity and take cash out. Consult your loan officer for the best cash-out refinancing option for you.
Chase-owned properties FAQ
The most-asked question about Chase Owned properties:
Q. Do you sell direct to the public?
A. We use our local listing Realtors to coordinate the presentation of offers from potential buyers to Chase.
