Whether you are a first-time homebuyer or an experienced homeowner, Chase can help guide you through the mortgage process.
Each section provides a concise overview of a topic. For a more detailed discussion, explore the "Go deeper" sidebars on each page.
Getting a mortgage: The movie
Watch a short movie that discusses how the mortgage process works. You can access the movie right on your computer screen and rewind sections that interest you the most.
Step 1: Planning for success
Your journey begins by taking a look at the big picture. Why do you want to own a house? What can you afford? What are your options? Who will you work with?
Step 2: Understanding mortgage rates
What are discount points? Which is better - fixed or variable interest rates? What is APR and how can it help you compare rates among different lenders?
Step 3: Get organized
Get to know your credit history, gather together your personal financial information, and learn more about the different types of mortgages and rates that are available.
Step 4: Contact us
Call Chase and talk to a loan officer during the early stages of the home-buying process.Your loan officer will help you get prequalified or preapproved for a loan to help you create a home-buying budget.
Step 5: Find a home
Start looking for a house with our home-shopping tips. Once you've found a house, Chase can help provide advice on making an offer and when to apply for your mortgage.
Step 6: The road to closing
You'll need to make a number of important decisions between applying for a mortgage and closing the sale: Chase can help you prepare. In addition, if you're interested in adding a home equity line of credit, this may be an ideal time to do so.
Step 7: Service continues
Once the purchase of your home is complete, Chase continues to be a valued financial partner. You can easily review, update and manage your account using Chase Online, our award-winning website for customers.
