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Getting ready ahead of time will help the process move quickly and smoothly. Take the following steps before you begin the prequalification process.
Review your credit history
It's a good idea to understand your credit score and review your credit history at the beginning of the process. Remember: Even if you have less-than-perfect credit, you may still qualify for a mortgage.
Gather your financial records
Chase will require specific financial records to approve and process your loan.1 Here's a look at the documentation you'll need to get started.
Consider your loan options
You'll also want to have a general idea of the types of loans that are available to determine what loan suits you best. Your Chase representative can help you understand and narrow down your options.
1. A fee may be charged for reduced documentation. Additional restrictions also apply. Additionally, first time homebuyers are not eligible.
