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- step 4
Before you start shopping for a house, call Chase and talk to a loan officer. Your loan officer can provide you with valuable advice about the home-buying and mortgage processes and can help you get prequalified for a loan.
Advice you can count on
Your loan officer has extensive experience in working with both first-time and experienced home buyers. In addition, your loan officer can help you find the right loan for your needs, explain mortgage rates and discount points, and help you thoroughly consider all of your financing options. To access help and advice when you need it, you'll have the direct phone number and email of your loan officer.
The importance of prequalification
Prequalification lets you know how much money you may be eligible to borrow. When you get prequalified, you aren't actually applying for a mortgage, but simply asking a lender to help you create a reasonable home-shopping budget.
