Chase offers loans that can meet almost every mortgage need. Whether you're planning to own your home for a few years or for the long term; if your credit rating is fantastic or less than perfect; no matter what your down payment — we have a solution that can help you.
A variety of our mortgage products are shown below.
A Chase loan officer can analyze your needs, explain your options and answer your questions.
Give us a call at
| Loan | Description | Benefits |
|---|---|---|
10-, 15-, 20-, 25-, 30- and 40-year fixed |
Interest rate is guaranteed to remain fixed for the stated period of the loan. |
|
Jumbo mortgages — Loans for amounts greater than conventional limits
| Loan | Description | Benefits |
|---|---|---|
10-, 15-, 20-, 25-, and 30-year fixed rate jumbo |
Loans for amounts greater than conventional limits.
Interest rate is guaranteed to remain fixed for the stated period of the loan.
|
|
| Loan | Description | Benefits |
|---|---|---|
5/1, 7/1 and 10/1 ARMs 10-40 year terms |
Interest rate is fixed for 5, 7 or 10 years (based on the chosen ARM product), and becomes variable for the remaining loan term, adjusting every year thereafter, based on the movement of the index.
For example, a 5/1 ARM would have a fixed interest rate for the first five years and then convert to an adjustable rate with annual adjustments for the remaining term of the loan. |
|
Affordable programs that assist first-time homebuyers. 1, 2
| Loan | Description | Benefits |
|---|---|---|
DreaMaker Opportunity |
Fixed & ARM loans up to 40 year terms, used to purchase a 1-4 unit primary residence. Up to 95% financing on 1-unit residences. |
|
FHA Fixed (10, 15, 20, 25 & 30 year term) & ARMs (5/1 & 7/1 - 30 year term only) |
Loans that are insured by the government used to purchase or refinance 1-4 unit properties. |
|
1. For the Adjustable Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed rate period the interest and payments may increase. The APR may increase after the loan consummation.
2. For down payments less than 20% mortgage insurance (MI) is required and MI charges apply.
