- home >
- purchase a home
Whether you're buying your first home or you're an experienced buyer, it's a decision that can require a significant personal and financial commitment. It's easier than you may think to find the mortgage that's just right. We're here to help do just that.
At Chase, we offer:
- Competitive low rates — to help you increase your purchase power.
- Expanded loan programs — including FHA and first time homebuyers programs.
- Exclusive Opportunity from Chase — Get cash back on your mortgage, year after year with a new mortgage or refinance.
Three ways to get started
Chase has many experienced loan officers around the country who are ready to work with you.
- Get started in person at your nearest Chase banking center.
- Pre-qualify online — If you would like to start the process online, first search for a Loan Officer in your area using our Zip Code search tool. Then fill out the prequalification request online and the Loan officer you select will follow up directly with you. Find a Loan Officer now.
- Apply on the phone
— we have mortgage specialists ready to work with you over the phone.
Call any time with questions or when you are ready to get started.
Call 1-866-880-0444.
First Time Home Buyers
Get started by determining your purchase power and about what to expect in the mortgage and home buying process. Our online Homebuyers' guide takes you through the key information you need to know and offers planning tools and calculators.
With the patent pending 1% Mortgage Cash BackSM program customers can earn up to 1% cash back, calculated on their scheduled principal and interest mortgage payment each month.
Offer available on new, residential Chase first mortgage purchase and refinance applications.
The 1% calculation applies to scheduled principal and interest payments only, and does not apply to additional principal payments made by customer, or to payments for escrowed items such as taxes and insurance.
The award will be paid via direct deposit into a Chase personal checking account or applied to the outstanding principal balance approximately 10 business days after each yearly anniversary date.
A new or existing Chase personal checking account is required along with enrollment in Chase's automatic mortgage payment service.
This offer is not transferable, is limited to one per customer, may be discontinued at any time without notice and is not available in all states.
Bond loans and any other loans where servicing is not retained by Chase are excluded.
There is a $500 calendar year cap on the principal reduction or cash back amount.
The 1% Mortgage Cash Back may result in taxable income to the customer.
We encourage customers to consult with personal tax advisors.
All home lending products are subject to credit and property approval.
Rates, program terms and conditions are subject to change without notice.
Not all products are available in all states or for all amounts.
Other restrictions and limitations apply.
Visit us at www.chase.com/MortgageCashBack
Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC
