Step 3: Get organized

Getting ready ahead of time will help the refinancing process move quickly and smoothly. Take the following steps before you begin.

Review your credit history

It's a good idea to understand your credit score and review your credit history at the beginning of the process. Remember: Even if you have less-than-perfect credit, you may still qualify for a mortgage.

Gather your financial records

Chase will require specific financial records to approve and process your loan. Here's a look at the documentation you'll need to get started.

Consider your loan options

You'll also want to have a general idea of the types of loans that are available to determine what loan suits you best. Your Chase representative can help you understand and narrow down your options.

Step 4: Contact us

Homebuying?
Refinancing?

1-800-873-6577


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Solutions for less-than-perfect credit

If you've had credit problems in the past, you may still be able to refinance your mortgage. Chase offers mortgages for a wide range of homeowners and needs.