Credit score

A score or rating given to a person by a credit bureau that helps a lender determine how likely you are to repay a new loan. To calculate your score, a credit reporting agency considers factors such as how you pay your bills, your outstanding debt, how long you've had credit, the types you've had and how many times you've applied for credit.

Pages on the site that refer to credit score

Mortgage challenges

Your credit history
purchase  > homebuyer's guide  > step 3

Improving your credit score
less-than-perfect credit

How Chase can help
less-than-perfect credit

Purchase FAQ
faq

Homebuying?
Refinancing?

1-800-873-6577


Related links

  • You can prequalify online to get an idea whether you will be approved for a certain loan.